Question by ??????? ? JON ? ???????: Do you think my dad’s health insurance would cover therapy for me?
I am 20, and I’d like to go to psychological therapy this summer, a few sessions maybe, but I don’t want my parents to know. I do have my dad’s health insurance card though…do you think therapy would be covered? I know you don’t know his exact plan…but is therapy one of those things that’s never covered, or maybe is it always? Thanks for any help.
Libbyami: Should have seen that coming. Why do people always assume I don’t have a job? I do. And I’m a full time student. But I don’t want to go to their counseling services because I’m always afraid I’ll see someone there.

Best answer:

Answer by Dr. Nightcall
It varies. Some plans cover mental health and some don’t. Check with your dad’s insurance provider. All health questions are confidential.

If you’re in college, you may be able to get assistance through their health system. Often they set their rates on a sliding scale and you can visit a psychologist at a very reasonable cost.

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