Question by nancycarol003: Concerning Consumer Credit counseling–does it help or hurt–effect credit rating?
I have to do something, can’t afford the interest payments, price of gas and keep up on other bills.

Best answer:

Answer by EAA-member
It should help. It shows you’re aware of the problem and are taking steps to do something about it, and they may be able to get your interest rates reduced.

Don’t do this so you can go buy more stuff, though. The idea is to get rid of the debt, not get more junk.

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